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VA Loan Education

As a retired Chief Master Sergeant, I've used my own VA loan benefit — here's the basics every eligible buyer should know.

$0 Down Payment

Eligible veterans and service members can finance up to 100% of the home's value with no down payment required in most cases.

No Private Mortgage Insurance

Unlike conventional loans, VA loans don't require monthly PMI — that alone can mean real monthly savings.

Certificate of Eligibility (COE)

You'll need your COE to move forward. I can help you request it, or point you to the VA's eBenefits portal.

Funding Fee

Most borrowers pay a one-time VA funding fee, which can be rolled into the loan. Some disabled veterans are exempt — I'll help you check.